More about Auto Insurance
Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom.
Auto insurance may also cover financial protection for the theft of a vehicle and damage to a vehicle from non-collision event, such as glass breakage and fire.
Auto Insurance Coverages
There are basically six different types of coverages. Some may be required by law. Others are optional. They are:
Bodily injury liability - for injuries the policyholder causes to someone else.
Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car. There are a few different coverage levels available now in Michigan. Contact us to discuss which option is best for you
Property damage liability - for damage the policyholder causes to someone else’s property.
Collision - for damage to the policyholder’s car from a collision with another vehicle or stationary object.
Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
Uninsured/Underinsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
Contact us to learn more about the right car insurance for you.