Most homeowners never expect to file an insurance claim. Whether it's storm damage, a leaking pipe, or a fallen tree, the experience can be stressful enough without wondering if you're making the right decision. While every situation is different, taking a few minutes to answer a few important questions before filing a claim can help you better understand what to expect and avoid unnecessary surprises. Here are five questions every homeowner should ask. 1. What Actually Caused the Damage? The...

Summer is one of the busiest times of year for celebrations. Weddings, graduation parties, family reunions, charity events, festivals, and community gatherings fill the calendar. Most people spend months planning the food, venue, decorations, and entertainment. Insurance is usually the last thing on their mind. Fortunately, most events go exactly as planned. But when something unexpected happens, event insurance can help protect you from financial losses that could otherwise come out of your...

For many people, summer means getting the toys out of storage. Boats hit the water. Motorcycles come out of the garage. ATVs, side-by-sides, golf carts, campers, and jet skis start getting regular use. The excitement of the season often comes with an assumption that catches many owners by surprise: "My homeowners or auto policy probably covers it." Sometimes that's true. Often, it's only partially true. And in some cases, there may be little or no coverage at all. Before you head out this...