Halloween is the one night of the year when we invite strangers onto our property, fill our yards with obstacles, and encourage people to wander around in the dark. What could possibly go wrong? Most Halloween celebrations end with happy kids, too much candy, and a few decorations to put away. But every year, accidents happen that leave homeowners wondering whether their insurance will come to the rescue. Let's look at five Halloween nightmares that could be scarier than anyt

Sending a child off to college comes with a very long checklist. Between tuition, housing, books, moving, and figuring out what they forgot at home, insurance probably isn't high on the list. But whether your student takes a car with them, leaves it at home, lives in a dorm, or moves into an apartment can affect your insurance. Here are a few things parents should know before the school year gets too far underway. If Their Car Stays Home If your student leaves their vehicle a

Most homeowners never expect to file an insurance claim. Whether it's storm damage, a leaking pipe, or a fallen tree, the experience can be stressful enough without wondering if you're making the right decision. While every situation is different, taking a few minutes to answer a few important questions before filing a claim can help you better understand what to expect and avoid unnecessary surprises. Here are five questions every homeowner should ask. 1. What Actually Cause