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Watercraft coverage designed for you

We offer more carriers to cover your toys than just Progressive but check out what they have to offer!

Boat and Personal Watercraft

The Progressive Group of Insurance Companies has been insuring boaters for more than 35 years. With over 1 million watercrafts insured, they are one of the nation's leading boat insurers.

Broad Acceptance*

Progressive provides coverage for watercraft up to 50 feet in length and $500,000 in value. This includes a wide variety of watercraft, ranging from fishing boats, runabouts, and personal watercraft to sailboats, cabin cruisers and pontoon boats.

Specialized Coverages

A homeowner's endorsement won't cover you like a Progressive Boat policy. We provide coverage for your customers' specific needs with coverages like:

  • Total Loss Replacement — replaces insured's boat with a brand new one of similar make and quality

  • Disappearing Deductibles — reduces the deductible by 25 percent at each claim free renewal

  • Sign & Glide® coverage — Help comes to you if your stranded on the water and need fuel, a jump, or tow with no out-of-pocket costs!

  • Propulsion Plus® coverage — provides coverage for the lower units of outboard motors, and the upper and lower units of inboard/outboard motors in the event of a mechanical breakdown, including those caused by wear and tear

  • Trailer Trip Interruption coverage — pays for meals, transportation and lodging if you have a trailer or tow vehicle breakdown or accident while towing your watercraft more than 100 miles from home

Hurricane Haul Out coverage — reimburses the customer 50 percent of the cost incurred to haul out their boat due to a named storm

  • Replacement Cost Fishing Equipment — up to $10,000 for tackle, rods, and reels

  • Replacement Cost Personal Effects — protects the insured's personal items including cameras, clothes, cell phones, etc.

  • 24-hour Roadside Assistance — covers trailer and tow vehicle, even if tow vehicle is not insured with Progressive Insurance

  • Wreckage Removal coverage — Pays for any attempted raising, removal or destruction of the wreckage

  • Fuel Spill Liability — Coverage for unintentional oil or fuel spills that result in bodily injury or property damage

  • Medical Payments — includes coverage for water-skiers

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